Summary: Mint is a platform where people can track their spending, plan for expenses, and keep an eye on their cash flow all in one place - but not truly track nor optimize the full breadth of their wealth over time. This is worth considering for those who wish to keep their sensitive information private from companies as well as the malicious actors who may steal it from those companies. It’s important to note that since Mint is free to use, the company generates revenue by sharing user data with advertisers.

With other key features including payment reminders, unusual spending and overage alerts, personalized finance tips, and a calculator for planning for large expenditures it’s clear that Mint is a budget planning and tracking tool first and the money management features it does have are secondary to that. However, without the capability to track a wider range of investment services, cryptocurrency wallets, and currencies Mint doesn’t show the entire picture that a modern investor needs to organize, track, optimize, and manage their overall wealth. With this information, Mint is able to show users trends over time when it comes to spending, income, debts, and net worth.

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